Apply for a Mortgage
When you are ready to start the home buying process and you are planning on financing your purchase, you should start by getting pre-approved for a loan. Pre-approval will help you determine how much home you can afford and will put you in the best negotiating position possible when you find the home you want to buy.
We suggest you use a local lender that is familiar with the marketplace and also is knowledgeable about the lending process. The right lender can make the difference between a very smooth and happy homebuying experience or an experience that can be frustrating and costly. A local lender that many of our past clients have been very happy with is Trey Bolen at Willow Bend Mortgage. Trey is a former underwriter and understands not only the application process, but also what the underwriter (loan decision maker) is looking for in your file.
You can also find out more about various mortgages on our mortgage information page.